Best for: Flexible travel points and beginners

Why I like it: A strong starter travel card for earning flexible points that can be used through Chase Travel or transferred to travel partners.

Good fit for: Travelers who want solid travel value without jumping into a premium annual-fee card.

Best for: Premium travel benefits

Why I like it: A premium travel card designed for frequent travelers who value flexible points, travel credits, lounge access, and stronger travel protections.

Good fit for: Good fit for: Travelers who can use the card’s premium benefits enough to justify the annual fee.

Best for: Dining and groceries

Why I like it: A strong everyday points card for people who spend heavily on restaurants and U.S. supermarkets while building Membership Rewards points.

Good fit for: Good fit for: Travelers who want to earn flexible Amex points from everyday spending.

Best for: Lounge access and premium travel perks

Why I like it: A premium travel card with strong flight earning, airport lounge access, hotel program benefits, and travel credits.

Good fit for: Travelers who want premium benefits without managing too many bonus categories.

Best for: Simple premium travel rewards

Why I like it: A premium travel card with simple earning, transferable miles, travel credits, and lounge access.

Good fit for: Travelers who want premium benefits without managing too many bonus categories.

Best for: Rotating bonus categories + no annual fee

Why I like it: A strong no-annual-fee card for earning Chase points in rotating quarterly bonus categories, plus solid everyday bonus categories like dining and drugstores.

Good fit for: Travelers who already have, or plan to get, a Chase Sapphire card and want to earn more Chase points without adding another annual fee.