Browse common hotel transfer relationships from flexible points programs like Chase, American Express, Capital One, Citi, Bilt, and others.
American Express transfers to Hilton at a 1:2 ratio. This can be useful when users have a specific Hilton redemption in mind, especially with transfer bonuses or high cash rates.
American Express transfers to Marriott at a 1:1 ratio. This is often best for topping off a Marriott account rather than speculative transfers.
Capital One transfers to Choice Privileges at a 1:1 ratio. This can be useful for specific Choice redemptions, especially when cash prices are high.
Capital One transfers to I Prefer Hotels at a 1:2 ratio. This may be useful for Preferred Hotels stays, but users should verify redemption value before transferring.
Capital One transfers to Wyndham at a 1:1 ratio. Wyndham can provide solid value in specific cases, especially when award pricing is favorable compared with cash rates.
Chase transfers to Hyatt at a 1:1 ratio. This is often one of the best uses of Chase Ultimate Rewards points for hotel stays.
Chase transfers to IHG at a 1:1 ratio. This can be useful for topping off an IHG account, but Hyatt is usually a stronger hotel transfer option.
Chase transfers to Marriott at a 1:1 ratio. This can make sense for specific Marriott redemptions or account top-offs, but users should compare against Hyatt and airline partners.
Chase transfers to Wyndham at a 1:1 ratio. This can be useful for certain Wyndham stays, especially when cash prices are high relative to award cost.
Eligible premium Citi ThankYou cardmembers transfer to ALL - Accor Live Limitless at a 1:0.5 ratio. Use this row for Citi cards with the stronger Accor transfer rate.
Eligible premium Citi ThankYou cardmembers transfer to Choice Privileges at a 1:2 ratio. This can be one of the more interesting Citi hotel transfer options.
Eligible premium Citi ThankYou cardmembers transfer to I Prefer Hotels at a 1:4 ratio. This can look generous, but users should compare the real cash value of the hotel redemption.
Eligible Cards: Citi Strata Elite, Citi Strata Premier, Citi Strata Prestige, AT&T Access More Cardmembers
Eligible premium Citi ThankYou cardmembers transfer to Leading Hotels of the World at a 1:0.2 ratio.
Eligible Cards: Citi Strata Elite, Citi Strata Premier, Citi Strata Prestige, AT&T Access More Cardmembers
Eligible standard Citi ThankYou cardmembers transfer to ALL - Accor Live Limitless at a 1:0.35 ratio. This is a weaker transfer rate than premium Citi cards.
Eligible standard Citi ThankYou cardmembers transfer to Choice Privileges at a 1:1.4 ratio. This is weaker than the premium Citi transfer rate but may still be useful for specific redemptions.
Eligible standard Citi ThankYou cardmembers transfer to I Prefer Hotels at a 1:2.8 ratio. This is weaker than the premium Citi transfer rate but may still be useful for specific hotel stays.
Eligible Cards: Citi ThankYou Preferred, Citi Strata, Citi Double Cash, Citi Custom Cash, Citi ThankYou Mastercard, AT&T Universal Rewards World, AT&T Universal Savings and Rewards, AT&T Universal Rewards, AT&T Points Plus Card from Citi, or AT&T Access Cardmembers
Eligible standard Citi ThankYou cardmembers transfer to Leading Hotels of the World at a 1:0.14 ratio.
Eligible Cards: Citi ThankYou Preferred, Citi Strata, Citi Double Cash, Citi Custom Cash, Citi ThankYou Mastercard, AT&T Universal Rewards World, AT&T Universal Savings and Rewards, AT&T Universal Rewards, AT&T Points Plus Card from Citi, or AT&T Access Cardmembers
Start with your points balance and compare estimated cash, portal, and transfer values before moving points.
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